The holidays bring a rush of spending, travel, and year-end responsibilities—for consumers and businesses alike. But once the celebrations end, many companies see something else arrive in January: more past-due accounts.
This happens every year for predictable reasons. The good news is that businesses that respond early are far more likely to recover what they’re owed.
Why Delinquencies Spike After the Holidays
-
Holiday spending catches up
Many customers spend more in November and December. In January, budgets tighten and invoices get pushed aside. -
Payments get delayed during year-end chaos
Between vacations, short staffing, and holiday distractions, invoices often go unpaid longer than expected. -
“After the holidays” turns into “later”
Customers may plan to pay in January, but new bills and expenses quickly take priority.
What to Do About It: A January Collections Plan That Works
January is the time to act—before accounts age into harder-to-collect debt.
-
Run an updated aging report
Identify accounts that are 30–60, 60–90, and 90+ days past due so you know what needs attention first. -
Follow up early and consistently
A professional outreach plan helps prevent accounts from slipping further behind. -
Start with the oldest accounts
The longer a balance sits, the harder it becomes to collect. Prioritize 90+ day accounts right away. -
Delegate accounts that need stronger action
If your team is busy with Q1 priorities, outsourcing collections helps you move faster without the extra workload.
Why Aldous & Associates Makes a Difference
Aldous & Associates understands that post-holiday collections require urgency and a respectful approach. As a law-backed firm, we bring added credibility to the recovery process and help businesses resolve delinquent accounts efficiently and compliantly.
Don’t Let January Delinquencies Turn Into Q1 Losses
A strong January collections plan keeps receivables from aging and protects your cash flow early in the year.
Contact Aldous & Associates today to get started.